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Free Mock Exam · SEBI Investment Adviser Certification

NISM Series X-B: Investment Adviser (Level 2)
Free Mock Test 2026

The NISM-Series-X-B: Investment Adviser (Level 2) Certification Examination is mandatory for individual investment advisers and principal officers of non-individual investment advisers registered under SEBI (Investment Advisers) Regulations, 2013. Both Level 1 (X-A) and Level 2 (X-B) must be cleared to fulfil the registration requirement. It covers risk management, insurance, retirement planning, taxation, estate planning, behavioral finance, and comprehensive financial advice.

📋150 marks · 90 MCQ + 9 Case Sets (45 sub-Qs) · 1–2 marks each
⏱️180 minutes duration · NISM exam conditions
⚠️Negative marking · −25% of a question's marks per wrong answer
🎯60% passing marks · Required for SEBI IA registration (Level 2)

Practice with 700+ questions based on the official NISM Series X-B syllabus. Instant results, chapter-wise analysis, negative marking simulation.

700+
Questions
135
Per Exam
180m
Duration
−25%
Per Wrong ⚠
2
Attempts Free
Negative marking applies. Each wrong answer deducts 25% of that question's marks (−0.25 for 1-mark questions, −0.5 for 2-mark case questions). Minimum 90 marks (60%) to pass. Skipped questions carry 0 marks.
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Official Weightage

Questions distributed per NISM Series X-B syllabus. Retirement Planning, Taxation, and Comprehensive Financial Advice carry the highest weightage.

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Negative Marking Simulation

Experience real exam pressure with −25% per wrong answer. Learn when to skip and when to attempt — a critical skill for IA exam success.

Instant Results

Submit and get your score, pass/fail verdict, chapter-wise breakdown, and analysis of every question.

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Case-Based Questions

9 real-pattern case sets (45 sub-questions, mixed 1-mark and 2-mark) included in each exam — mirrors the actual NISM Series X-B paper format with scenario-based MCQs.

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Real Exam Timer

180-minute countdown timer mirrors the actual NISM exam environment. Build time management skills before the real test.

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Deep Question Bank

700+ questions across all 20 chapters. Covers insurance, retirement planning, taxation, estate planning, behavioral finance, and comprehensive financial advice in depth.

Syllabus & Weightage — NISM Series X-B (Investment Adviser Level 2)

Ch.ChapterMarksQuestions in BankWeight
1Basics of Insurance835
5%
2Features of Life Insurance Products1045
7%
3Features of Non-Life Insurance Products730
5%
4Retirement Planning Basics1045
7%
5Retirement Products1250
8%
6Miscellaneous Aspects of Retirement Planning830
5%
7Concepts of Taxation320
2%
8Capital Gains530
3%
9Income from Other Sources215
1%
10Taxation of Debt Products425
3%
11Taxation of Equity Products425
3%
12Taxation of Other Products115
1%
13Tax Provisions for Special Cases115
1%
14Basics of Estate Planning1040
7%
15Tools for Estate Planning1040
7%
16Basics of Behavioral Finance525
3%
17Behavioral Finance in Practice525
3%
18Risk Profiling for Investors1035
7%
19Comparison of Products across Categories1035
7%
20Case Studies2530
17%
Total150610+100%

Frequently Asked Questions

What is the passing marks for NISM Series X-B exam?
The NISM Series X-B Investment Adviser (Level 2) exam requires 60% (90 out of 150) to pass. It has negative marking of 25% of a question's marks per wrong answer. This makes strategy important — skipping a question is sometimes better than guessing.
What is the format of NISM Series X-B exam?
The exam has 90 independent MCQs (1 mark each) and 9 caselets (6 caselets × 5 sub-questions × 1 mark, plus 3 caselets × 5 sub-questions × 2 marks). Total marks: 150. Duration: 3 hours. Negative marking: 25% of the marks assigned to a question per wrong answer. BullWiser's mock test mirrors this exact format.
Who needs to clear NISM Series X-B?
SEBI mandates NISM-Series-X-B: Investment Adviser (Level 2) for every individual investment adviser or principal officer of a non-individual investment adviser registered under SEBI (Investment Advisers) Regulations, 2013, along with persons associated with investment advice. Both X-A (Level 1) and X-B (Level 2) must be cleared to fulfil the certification requirement.
How many times can I attempt this mock test?
2 free attempts. Each attempt draws a fresh set of 90 MCQs + 9 caselets from our 700+ question bank, so every test is different. Your attempt history is saved automatically — sign in to track your scores and progress.
Which chapters are most important for NISM Series X-B?
By marks weightage: Chapter 20 — Case Studies (25 marks / 17% of the exam, the single biggest block), Retirement Products (12 marks), Features of Life Insurance Products (10 marks), Retirement Planning Basics (10 marks), Basics of Estate Planning and Tools for Estate Planning (10 marks each), and Risk Profiling for Investors and Comparison of Products across Categories (10 marks each) together account for well over half the exam. Focus on Retirement Planning and Estate Planning first — they carry the most combined weight.

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NISM Series X-B: Investment Adviser (Level 2) Mock Exam

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Chapter-wise Performance

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Chapter-wise Score Breakdown
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