4 articles
Selecting the best SIP funds for long-term wealth creation requires a robust framework beyond simple returns. This analysis quantifies the impact of Total Expense Ratio (TER) and risk-adjusted metrics, revealing how consistent outperformance and expense efficiency can add 15-20% to a 20-year corpus.
Comparing Parag Parikh Flexi Cap Fund and Axis Bluechip Fund reveals distinct mandates under SEBI/HO/IMD/DF3/CIR/P/2017/114, impacting their risk-return profiles and portfolio construction. Understanding these structural differences is crucial for aligning with investment goals.
Multi cap funds must allocate ≥25% each to large, mid, & small caps, per SEBI 2026 mandate. Flexi cap funds have no such allocation floor. This changes risk & portfolio fit.
SEBI defines Large Caps as top 100 companies, Mid Caps 101-250, and Small Caps 251+ by market cap. Understand their risk-return profiles to pick funds for 2026.