WhiteOak Capital Equity Savings Fund is a below-average performer in its category with a BullWiser Honest Score of 5.0/10 — above the Hybrid Scheme - Equity Savings category median of 4.7/10 across 26 funds. Its 3-year CAGR of 4.6% underperforms the Hybrid Scheme - Equity Savings category average of 10.6% by -6.1 percentage points. As a Direct plan, WhiteOak Capital Equity Savings Fund eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
WhiteOak Capital Equity Savings Fund
Category
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
9.0%
3Y CAGR
4.6%
vs Category Average — Hybrid Scheme - Equity Savings
3Y CAGR
This fund-6.1% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund+0.3 vs category avg
Category: Hybrid Scheme - Equity Savings · 26 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund has a BullWiser Honest Score of 5.0/10 (BELOW AVERAGE).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of WhiteOak Capital Equity Savings Fund?
The Total Expense Ratio (TER) of WhiteOak Capital Equity Savings Fund Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund has delivered 9.0% 1-year returns and
4.6% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is WhiteOak Capital Equity Savings Fund a good investment?
BullWiser rates WhiteOak Capital Equity Savings Fund as BELOW AVERAGE (Honest Score 5.0/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Hybrid Scheme - Equity Savings category.
How does Direct Plan differ from Regular Plan for WhiteOak Capital Equity Savings Fund?
The Direct plan of WhiteOak Capital Equity Savings Fund has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Hybrid Scheme - Equity Savings Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.