UTI - Regular Saving Fund (Segregated - 17022020) Option is among the top-rated funds in its category with a BullWiser Honest Score of 8.2/10 — above the Hybrid Scheme - Conservative Hybrid Fund category median of 5.8/10 across 19 funds. Its 3-year CAGR of 53.4% outperforms the Hybrid Scheme - Conservative Hybrid Fund category average of 12.6% by +40.8 percentage points. As a Direct plan, UTI - Regular Saving Fund (Segregated - 17022020) Option eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
UTI - Regular Saving Fund (Segregated - 17022020) Option
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
✅ High Quality
1Y Return
339.0%
3Y CAGR
53.4%
vs Category Average — Hybrid Scheme - Conservative Hybrid Fund
3Y CAGR
This fund+40.8% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund+2.4 vs category avg
Category: Hybrid Scheme - Conservative Hybrid Fund · 19 Direct-plan funds compared · 11% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of UTI - Regular Saving Fund (Segregated - 17022020) Option?
UTI - Regular Saving Fund (Segregated - 17022020) Option has a BullWiser Honest Score of 8.2/10 (HIGH QUALITY).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of UTI - Regular Saving Fund (Segregated - 17022020) Option?
The Total Expense Ratio (TER) of UTI - Regular Saving Fund (Segregated - 17022020) Option Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of UTI - Regular Saving Fund (Segregated - 17022020) Option?
UTI - Regular Saving Fund (Segregated - 17022020) Option has delivered 339.0% 1-year returns and
53.4% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is UTI - Regular Saving Fund (Segregated - 17022020) Option a good investment?
BullWiser rates UTI - Regular Saving Fund (Segregated - 17022020) Option as HIGH QUALITY (Honest Score 8.2/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Hybrid Scheme - Conservative Hybrid Fund category.
How does Direct Plan differ from Regular Plan for UTI - Regular Saving Fund (Segregated - 17022020) Option?
The Direct plan of UTI - Regular Saving Fund (Segregated - 17022020) Option has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Hybrid Scheme - Conservative Hybrid Fund Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.