UTI Long Term Advantage Fund Series IV Option is a below-average performer in its category with a BullWiser Honest Score of 5.7/10 — above the ELSS category median of 5.4/10 across 18 funds. Its 3-year CAGR of 16.7% outperforms the ELSS category average of 16.6% by +0.1 percentage points. As a Direct plan, UTI Long Term Advantage Fund Series IV Option eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
UTI Long Term Advantage Fund Series IV Option
Category
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
78.5%
3Y CAGR
16.7%
vs Category Average — ELSS
3Y CAGR
This fund+0.1% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund+0.3 vs category avg
Category: ELSS · 18 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of UTI Long Term Advantage Fund Series IV Option?
UTI Long Term Advantage Fund Series IV Option has a BullWiser Honest Score of 5.7/10 (BELOW AVERAGE).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of UTI Long Term Advantage Fund Series IV Option?
The Total Expense Ratio (TER) of UTI Long Term Advantage Fund Series IV Option Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of UTI Long Term Advantage Fund Series IV Option?
UTI Long Term Advantage Fund Series IV Option has delivered 78.5% 1-year returns and
16.7% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is UTI Long Term Advantage Fund Series IV Option a good investment?
BullWiser rates UTI Long Term Advantage Fund Series IV Option as BELOW AVERAGE (Honest Score 5.7/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the ELSS category.
How does Direct Plan differ from Regular Plan for UTI Long Term Advantage Fund Series IV Option?
The Direct plan of UTI Long Term Advantage Fund Series IV Option has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse ELSS Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.