🟠 Below Avg Debt Scheme - Credit Risk Fund

UTI - Credit Risk Fund (Segregated - 17022020) Option

by UTI Mutual Fund · Direct Plan · Growth
5.6 / 10
BullWiser Honest Score
339.1%
1Y Return
21.0%
3Y CAGR
--
Exp. Ratio
UTI - Credit Risk Fund (Segregated - 17022020) Option is a below-average performer in its category with a BullWiser Honest Score of 5.6/10 — above the Debt Scheme - Credit Risk Fund category median of 3.7/10 across 18 funds. Its 3-year CAGR of 21.0% outperforms the Debt Scheme - Credit Risk Fund category average of 6.1% by +14.9 percentage points. As a Direct plan, UTI - Credit Risk Fund (Segregated - 17022020) Option eliminates the distributor commission built into Regular plans, maximising the net return to the investor.

Fund Details

Fund Name
UTI - Credit Risk Fund (Segregated - 17022020) Option
AMC
UTI Mutual Fund
Category
Debt Scheme - Credit Risk Fund
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
339.1%
3Y CAGR
21.0%

vs Category Average — Debt Scheme - Credit Risk Fund

3Y CAGR
This fund
+14.9% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund
+1.9 vs category avg

Category: Debt Scheme - Credit Risk Fund · 18 Direct-plan funds compared · 0% are High Quality

Frequently Asked Questions

What is the BullWiser Honest Score of UTI - Credit Risk Fund (Segregated - 17022020) Option?
UTI - Credit Risk Fund (Segregated - 17022020) Option has a BullWiser Honest Score of 5.6/10 (BELOW AVERAGE). The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of UTI - Credit Risk Fund (Segregated - 17022020) Option?
The Total Expense Ratio (TER) of UTI - Credit Risk Fund (Segregated - 17022020) Option Direct Plan is --. Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of UTI - Credit Risk Fund (Segregated - 17022020) Option?
UTI - Credit Risk Fund (Segregated - 17022020) Option has delivered 339.1% 1-year returns and 21.0% 3-year CAGR. For a full NAV history and comparison with category peers, use BullWiser's MF Analyser. Past performance is not a guarantee of future returns.
Is UTI - Credit Risk Fund (Segregated - 17022020) Option a good investment?
BullWiser rates UTI - Credit Risk Fund (Segregated - 17022020) Option as BELOW AVERAGE (Honest Score 5.6/10). Always match a fund to your own risk profile and investment horizon. Use the MF Analyser to compare it with peers in the Debt Scheme - Credit Risk Fund category.
How does Direct Plan differ from Regular Plan for UTI - Credit Risk Fund (Segregated - 17022020) Option?
The Direct plan of UTI - Credit Risk Fund (Segregated - 17022020) Option has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.

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⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor. Honest Scores and verdicts are algorithmic assessments based on publicly available data. They are not buy/sell recommendations. Please consult a financial advisor before investing. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.