Union Value Fund Option is a below-average performer in its category with a BullWiser Honest Score of 5.5/10 — below the Equity Scheme - Value Fund category median of 5.7/10 across 22 funds. Its 3-year CAGR of 17.3% outperforms the Equity Scheme - Value Fund category average of 17.1% by +0.2 percentage points. As a Direct plan, Union Value Fund Option eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
Union Value Fund Option
Category
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
3.2%
3Y CAGR
17.3%
vs Category Average — Equity Scheme - Value Fund
3Y CAGR
This fund+0.2% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund-0.2 vs category avg
Category: Equity Scheme - Value Fund · 22 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Union Value Fund Option?
Union Value Fund Option has a BullWiser Honest Score of 5.5/10 (BELOW AVERAGE).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Union Value Fund Option?
The Total Expense Ratio (TER) of Union Value Fund Option Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Union Value Fund Option?
Union Value Fund Option has delivered 3.2% 1-year returns and
17.3% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Union Value Fund Option a good investment?
BullWiser rates Union Value Fund Option as BELOW AVERAGE (Honest Score 5.5/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Equity Scheme - Value Fund category.
How does Direct Plan differ from Regular Plan for Union Value Fund Option?
The Direct plan of Union Value Fund Option has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Equity Scheme - Value Fund Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.