🟡 Average Other Scheme - Index Funds

Kotak Nifty Financial Services Ex-Bank Index Fund option

by Kotak Mahindra Mutual Fund · Direct Plan · Growth
6.8 / 10
BullWiser Honest Score
9.7%
1Y Return
18.3%
3Y CAGR
--
Exp. Ratio
Kotak Nifty Financial Services Ex-Bank Index Fund option is an average performer in its category with a BullWiser Honest Score of 6.8/10 — above the Other Scheme - Index Funds category median of 5.2/10 across 344 funds. Its 3-year CAGR of 18.3% outperforms the Other Scheme - Index Funds category average of 6.7% by +11.6 percentage points. As a Direct plan, Kotak Nifty Financial Services Ex-Bank Index Fund option eliminates the distributor commission built into Regular plans, maximising the net return to the investor.

Fund Details

Fund Name
Kotak Nifty Financial Services Ex-Bank Index Fund option
AMC
Kotak Mahindra Mutual Fund
Category
Other Scheme - Index Funds
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟡 Average
1Y Return
9.7%
3Y CAGR
18.3%

vs Category Average — Other Scheme - Index Funds

3Y CAGR
This fund
+11.6% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund
+1.6 vs category avg

Category: Other Scheme - Index Funds · 344 Direct-plan funds compared · 2% are High Quality

Frequently Asked Questions

What is the BullWiser Honest Score of Kotak Nifty Financial Services Ex-Bank Index Fund option?
Kotak Nifty Financial Services Ex-Bank Index Fund option has a BullWiser Honest Score of 6.8/10 (AVERAGE). The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Kotak Nifty Financial Services Ex-Bank Index Fund option?
The Total Expense Ratio (TER) of Kotak Nifty Financial Services Ex-Bank Index Fund option Direct Plan is --. Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Kotak Nifty Financial Services Ex-Bank Index Fund option?
Kotak Nifty Financial Services Ex-Bank Index Fund option has delivered 9.7% 1-year returns and 18.3% 3-year CAGR. For a full NAV history and comparison with category peers, use BullWiser's MF Analyser. Past performance is not a guarantee of future returns.
Is Kotak Nifty Financial Services Ex-Bank Index Fund option a good investment?
BullWiser rates Kotak Nifty Financial Services Ex-Bank Index Fund option as AVERAGE (Honest Score 6.8/10). Always match a fund to your own risk profile and investment horizon. Use the MF Analyser to compare it with peers in the Other Scheme - Index Funds category.
How does Direct Plan differ from Regular Plan for Kotak Nifty Financial Services Ex-Bank Index Fund option?
The Direct plan of Kotak Nifty Financial Services Ex-Bank Index Fund option has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.

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⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor. Honest Scores and verdicts are algorithmic assessments based on publicly available data. They are not buy/sell recommendations. Please consult a financial advisor before investing. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.