Kotak Debt Hybrid - Direct is an average performer in its category with a BullWiser Honest Score of 6.1/10 — above the Hybrid Scheme - Conservative Hybrid Fund category median of 5.8/10 across 19 funds. Its 3-year CAGR of 9.4% underperforms the Hybrid Scheme - Conservative Hybrid Fund category average of 12.6% by -3.2 percentage points. As a Direct plan, Kotak Debt Hybrid - Direct eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
Kotak Debt Hybrid - Direct
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟡 Average
1Y Return
0.8%
3Y CAGR
9.4%
vs Category Average — Hybrid Scheme - Conservative Hybrid Fund
3Y CAGR
This fund-3.2% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund+0.3 vs category avg
Category: Hybrid Scheme - Conservative Hybrid Fund · 19 Direct-plan funds compared · 11% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Kotak Debt Hybrid - Direct?
Kotak Debt Hybrid - Direct has a BullWiser Honest Score of 6.1/10 (AVERAGE).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Kotak Debt Hybrid - Direct?
The Total Expense Ratio (TER) of Kotak Debt Hybrid - Direct Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Kotak Debt Hybrid - Direct?
Kotak Debt Hybrid - Direct has delivered 0.8% 1-year returns and
9.4% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Kotak Debt Hybrid - Direct a good investment?
BullWiser rates Kotak Debt Hybrid - Direct as AVERAGE (Honest Score 6.1/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Hybrid Scheme - Conservative Hybrid Fund category.
How does Direct Plan differ from Regular Plan for Kotak Debt Hybrid - Direct?
The Direct plan of Kotak Debt Hybrid - Direct has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Hybrid Scheme - Conservative Hybrid Fund Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.