❌ Poor Debt Scheme - Ultra Short Duration Fund

JM Ultra Short Duration Fund - (Direct) Option

by JM Financial Mutual Fund · Direct Plan · Growth
4.0 / 10
BullWiser Honest Score
5.8%
1Y Return
4.8%
3Y CAGR
--
Exp. Ratio
JM Ultra Short Duration Fund - (Direct) Option is one of the lower-rated funds in its category with a BullWiser Honest Score of 4.0/10 — below the Debt Scheme - Ultra Short Duration Fund category median of 5.0/10 across 27 funds. Its 3-year CAGR of 4.8% outperforms the Debt Scheme - Ultra Short Duration Fund category average of 3.1% by +1.7 percentage points. As a Direct plan, JM Ultra Short Duration Fund - (Direct) Option eliminates the distributor commission built into Regular plans, maximising the net return to the investor.

Fund Details

Fund Name
JM Ultra Short Duration Fund - (Direct) Option
AMC
JM Financial Mutual Fund
Category
Debt Scheme - Ultra Short Duration Fund
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
❌ Poor
1Y Return
5.8%
3Y CAGR
4.8%

vs Category Average — Debt Scheme - Ultra Short Duration Fund

3Y CAGR
This fund
+1.7% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund
-1.0 vs category avg

Category: Debt Scheme - Ultra Short Duration Fund · 27 Direct-plan funds compared · 0% are High Quality

Frequently Asked Questions

What is the BullWiser Honest Score of JM Ultra Short Duration Fund - (Direct) Option?
JM Ultra Short Duration Fund - (Direct) Option has a BullWiser Honest Score of 4.0/10 (POOR QUALITY). The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of JM Ultra Short Duration Fund - (Direct) Option?
The Total Expense Ratio (TER) of JM Ultra Short Duration Fund - (Direct) Option Direct Plan is --. Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of JM Ultra Short Duration Fund - (Direct) Option?
JM Ultra Short Duration Fund - (Direct) Option has delivered 5.8% 1-year returns and 4.8% 3-year CAGR. For a full NAV history and comparison with category peers, use BullWiser's MF Analyser. Past performance is not a guarantee of future returns.
Is JM Ultra Short Duration Fund - (Direct) Option a good investment?
BullWiser rates JM Ultra Short Duration Fund - (Direct) Option as POOR QUALITY (Honest Score 4.0/10). Always match a fund to your own risk profile and investment horizon. Use the MF Analyser to compare it with peers in the Debt Scheme - Ultra Short Duration Fund category.
How does Direct Plan differ from Regular Plan for JM Ultra Short Duration Fund - (Direct) Option?
The Direct plan of JM Ultra Short Duration Fund - (Direct) Option has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.

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⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor. Honest Scores and verdicts are algorithmic assessments based on publicly available data. They are not buy/sell recommendations. Please consult a financial advisor before investing. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.