🟠 Below Avg Debt Scheme - Banking and PSU Fund

ICICI Prudential Banking and PSU Debt Fund - Growth

by ICICI Prudential Mutual Fund · Direct Plan · Growth
5.2 / 10
BullWiser Honest Score
4.2%
1Y Return
7.2%
3Y CAGR
--
Exp. Ratio
ICICI Prudential Banking and PSU Debt Fund - Growth is a below-average performer in its category with a BullWiser Honest Score of 5.2/10 — above the Debt Scheme - Banking and PSU Fund category median of 5.1/10 across 22 funds. Its 3-year CAGR of 7.2% outperforms the Debt Scheme - Banking and PSU Fund category average of 6.7% by +0.4 percentage points. As a Direct plan, ICICI Prudential Banking and PSU Debt Fund - Growth eliminates the distributor commission built into Regular plans, maximising the net return to the investor.

Fund Details

Fund Name
ICICI Prudential Banking and PSU Debt Fund - Growth
AMC
ICICI Prudential Mutual Fund
Category
Debt Scheme - Banking and PSU Fund
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
4.2%
3Y CAGR
7.2%

vs Category Average — Debt Scheme - Banking and PSU Fund

3Y CAGR
This fund
+0.4% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund
+0.1 vs category avg

Category: Debt Scheme - Banking and PSU Fund · 22 Direct-plan funds compared · 0% are High Quality

Frequently Asked Questions

What is the BullWiser Honest Score of ICICI Prudential Banking and PSU Debt Fund - Growth?
ICICI Prudential Banking and PSU Debt Fund - Growth has a BullWiser Honest Score of 5.2/10 (BELOW AVERAGE). The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of ICICI Prudential Banking and PSU Debt Fund - Growth?
The Total Expense Ratio (TER) of ICICI Prudential Banking and PSU Debt Fund - Growth Direct Plan is --. Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of ICICI Prudential Banking and PSU Debt Fund - Growth?
ICICI Prudential Banking and PSU Debt Fund - Growth has delivered 4.2% 1-year returns and 7.2% 3-year CAGR. For a full NAV history and comparison with category peers, use BullWiser's MF Analyser. Past performance is not a guarantee of future returns.
Is ICICI Prudential Banking and PSU Debt Fund - Growth a good investment?
BullWiser rates ICICI Prudential Banking and PSU Debt Fund - Growth as BELOW AVERAGE (Honest Score 5.2/10). Always match a fund to your own risk profile and investment horizon. Use the MF Analyser to compare it with peers in the Debt Scheme - Banking and PSU Fund category.
How does Direct Plan differ from Regular Plan for ICICI Prudential Banking and PSU Debt Fund - Growth?
The Direct plan of ICICI Prudential Banking and PSU Debt Fund - Growth has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.

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⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor. Honest Scores and verdicts are algorithmic assessments based on publicly available data. They are not buy/sell recommendations. Please consult a financial advisor before investing. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.