Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct is one of the lower-rated funds in its category with a BullWiser Honest Score of 3.2/10 — below the Income category median of 5.0/10 across 707 funds. Its 3-year CAGR of -100.0% underperforms the Income category average of 3.4% by -103.4 percentage points. As a Direct plan, Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct
Category
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
❌ Poor
1Y Return
-100.0%
3Y CAGR
-100.0%
vs Category Average — Income
3Y CAGR
This fund-103.4% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund-1.8 vs category avg
Category: Income · 707 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct?
Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct has a BullWiser Honest Score of 3.2/10 (POOR QUALITY).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct?
The Total Expense Ratio (TER) of Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct?
Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct has delivered -100.0% 1-year returns and
-100.0% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct a good investment?
BullWiser rates Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct as POOR QUALITY (Honest Score 3.2/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Income category.
How does Direct Plan differ from Regular Plan for Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct?
The Direct plan of Franklin India Fixed Maturity Plans- Series 5- Plan B (1244 days)- Growth Direct has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Income Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.