🟠 Below Avg Debt Scheme - Banking and PSU Fund

Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth

by Bajaj Finserv Mutual Fund · Direct Plan · Growth
5.0 / 10
BullWiser Honest Score
3.1%
1Y Return
6.0%
3Y CAGR
--
Exp. Ratio
Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth is a below-average performer in its category with a BullWiser Honest Score of 5.0/10 — below the Debt Scheme - Banking and PSU Fund category median of 5.1/10 across 22 funds. Its 3-year CAGR of 6.0% underperforms the Debt Scheme - Banking and PSU Fund category average of 6.7% by -0.8 percentage points. As a Direct plan, Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth eliminates the distributor commission built into Regular plans, maximising the net return to the investor.

Fund Details

Fund Name
Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth
AMC
Bajaj Finserv Mutual Fund
Category
Debt Scheme - Banking and PSU Fund
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
3.1%
3Y CAGR
6.0%

vs Category Average — Debt Scheme - Banking and PSU Fund

3Y CAGR
This fund
-0.8% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund
-0.1 vs category avg

Category: Debt Scheme - Banking and PSU Fund · 22 Direct-plan funds compared · 0% are High Quality

Frequently Asked Questions

What is the BullWiser Honest Score of Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth?
Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth has a BullWiser Honest Score of 5.0/10 (BELOW AVERAGE). The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth?
The Total Expense Ratio (TER) of Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth Direct Plan is --. Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth?
Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth has delivered 3.1% 1-year returns and 6.0% 3-year CAGR. For a full NAV history and comparison with category peers, use BullWiser's MF Analyser. Past performance is not a guarantee of future returns.
Is Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth a good investment?
BullWiser rates Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth as BELOW AVERAGE (Honest Score 5.0/10). Always match a fund to your own risk profile and investment horizon. Use the MF Analyser to compare it with peers in the Debt Scheme - Banking and PSU Fund category.
How does Direct Plan differ from Regular Plan for Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth?
The Direct plan of Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.

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⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor. Honest Scores and verdicts are algorithmic assessments based on publicly available data. They are not buy/sell recommendations. Please consult a financial advisor before investing. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.