Free · No Login · No Ads

20 Calculators.
Every Money Decision.

Built for Indian investors. Accurate formulas, India-specific tax rules (FY 2025-26), and real explanations — not just numbers.

20Free calculators

₹0Cost, forever

0Ads or signups

Core Math

CAGR Calculator

Calculate your investment's Compound Annual Growth Rate. Compare against Nifty 50, FD, PPF and savings benchmarks with a line chart.

Compound Interest Calculator

See how P × (1 + r/n)^(n×t) plays out over time. Compare daily, monthly, quarterly and annual compounding side by side.

Inflation Calculator

Find the real purchasing power of your money after inflation erodes it. Also shows the SIP needed to stay ahead of Indian CPI.

Future Value Calculator

Project the future value of a lump sum or monthly SIP at any return rate, with a year-by-year growth chart.

Rule of 72 Calculator

Know exactly how many years to double your money. Also computes Rule of 114 (3×) and Rule of 144 (4×) with exact logarithmic formula.

Mutual Fund

Required SIP Calculator

Work backwards from your goal corpus and tenure — get the exact monthly SIP needed. Scenario table across 5 return rates.

ELSS Tax Saver Calculator

Calculate 80C tax savings with 3-year ELSS lock-in. Compare vs PPF, NSC, FD, NPS and ULIP in one shot.

Expense Ratio Calculator

See the exact ₹ lost to high expense ratios. Shows the wealth difference between Regular and Direct plan over your horizon.

SIP Delay Cost Calculator

Every month's delay has a real ₹ cost. See the exact corpus lost — down to ₹/day — by waiting to start your SIP.

Advanced

XIRR Calculator

The only return metric that handles irregular SIP dates and redemptions. Newton-Raphson with editable cash flow table and SIP auto-generator.

Retirement Calculator

Two-phase planning: accumulation corpus + inflation-adjusted drawdown. Shows how long money lasts and the monthly SIP to start today.

SIP vs FD Calculator

Fair post-tax comparison of SIP mutual funds vs bank FD. Shows final corpus, effective CAGR and year-by-year divergence chart.

Capital Gains Tax · Budget 2024

LTCG Tax Calculator

Long Term Capital Gains at 12.5% flat with ₹1.25L annual exemption. Covers equity MF, stocks and ETFs per Budget 2024 rules.

STCG Tax Calculator

Short Term Capital Gains at 20% flat (updated from 15%). Auto-calculates months to wait for LTCG and exact tax savings from waiting.

Retirement & Loans

Systematic Withdrawal Plan — how long does your retirement corpus last? Find sustainable withdrawal amount and month-by-month depletion chart.

EEE tax status, 7.1% guaranteed return, 15-year lock-in. See maturity value, total interest earned, and 80C tax saved year by year.

Corpus at retirement, 60% tax-free lump sum, estimated monthly pension, and 80CCD(1B) extra ₹50K deduction most investors miss.

Home loan, car loan, personal loan — exact monthly EMI, total interest, and full amortization schedule. See how much the bank really charges.

Tax Planning · FY 2025-26

Section 10(13A) — exact HRA exemption using the 3-condition rule for metro and non-metro cities. Find taxable HRA and annual tax saving.

Old vs New Tax Regime

FY 2025-26 — compare tax under both regimes with 80C, HRA, home loan, 80D and NPS. Personalised recommendation. Zero tax under ₹12L in new regime.

Now check your actual mutual fund

The calculators show you the math. BullWiser's free MF Analyser shows you the reality — BullWiser Score, Direct vs Regular comparison, hidden fee cost, and tax estimates for 14,000+ Indian funds.

Open MF Analyser →