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NISM Series XXI-A Exam Pattern, Syllabus and Pass Marks (2026)

NISM Series XXI-A is a 100-question, 120-minute multiple-choice exam. The pass mark is 60 out of 100 (60%) and each wrong answer costs 10% of the question's marks. It is the certification SEBI requires for anyone who distributes Portfolio Management Services (PMS). For the full route from exam to APMI registration, read how to become a PMS distributor.

Exam pattern at a glance

Full nameNISM-Series-XXI-A: Portfolio Management Services (PMS) Distributors Certification Examination
Questions100 multiple-choice questions, 1 mark each
Total marks100
Duration120 minutes (2 hours)
Pass mark60 marks (60%)
Negative marking10% of the marks assigned to a question; unanswered questions score 0
Exam feeRs 1,500 (inclusive of GST, as listed by NISM); payment-gateway charges extra
Certificate validity3 years
Who it is forAssociated persons engaged by a portfolio manager as distributors of PMS (SEBI notification SEBI/LAD-NRO/GN/2021/48, 7 September 2021)

NISM issues the passing certificate only to candidates who have updated their PAN in their registration details, so complete that before you book.

How negative marking works in XXI-A

Every question carries 1 mark, so a wrong answer costs 0.1 mark and a skipped question costs nothing. If you answer 80 questions correctly, 15 wrongly and skip 5, your score is 80 minus 1.5, which is 78.5. Because the penalty is small, it usually pays to attempt any question you can narrow down: even a blind guess among four options has a positive expected value (0.25 minus 0.75 x 0.1, which is +0.175 marks). The negative marking guide covers this across all series.

Syllabus and marks weightage

The syllabus has 12 chapters. The first six cover markets and products; the last six cover PMS itself, and they carry 63 of the 100 marks.

PartMarksChapters
Markets and products371 to 6
Portfolio Management Services637 to 12

Markets and products

Portfolio Management Services

Where the marks are

Chapter 9 (Portfolio Management Process, 15 marks) and Chapter 8 (Operational Aspects of Portfolio Managers, 13 marks) together carry 28 marks, more than a quarter of the paper. Chapters 3, 7, 10 and 12 carry 10 marks each. Expect calculations in Chapters 3, 4 and 10 (valuation ratios, bond value and duration, returns, Sharpe and Treynor ratios) and fee arithmetic in Chapter 8 (high water mark, hurdle rate, exit loads). The XXI-A numericals page has 40 free solved calculation questions and a formula sheet.

How to prepare

  1. Start with the PMS chapters. Chapters 7 to 12 carry 63 marks, and Chapter 8 has the rules most candidates have never met before: the disclosure document, direct onboarding, fees and exit loads.
  2. Study chapter by chapter and practise questions on each chapter straight after reading it.
  3. Take a full mock under exam conditions: 100 questions, 120 minutes, 10% negative marking.
  4. Review every miss and go back to the chapter it came from before your next mock.

Sources: NISM's XXI-A exam page (nism.ac.in) and the XXI-A test objectives. Fees and rules can change; confirm on nism.ac.in before registering.

Related: how to become a PMS distributor, XXI-A chapter-wise practice, exam fees and negative marking.

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Frequently Asked Questions

How many questions are there in NISM XXI-A?

100 multiple-choice questions of 1 mark each, for a total of 100 marks, in 120 minutes.

What is the pass mark for NISM XXI-A?

60 marks out of 100, which is 60%.

Is there negative marking in NISM XXI-A?

Yes. 10% of the marks assigned to a question is deducted for a wrong answer, so 0.1 mark per question. Unanswered questions score zero.

How long is the NISM XXI-A certificate valid?

3 years. You can renew by passing the exam again or by attending NISM's Continuing Professional Education (CPE) programme for PMS distributors.

Is there a free NISM XXI-A mock test?

Yes. BullWiser has one free full-length XXI-A mock with 100 MCQs, a 120-minute timer and 10% negative marking. The paid pack adds more mocks.

BullWiser is an independent financial education platform, not affiliated with NISM or SEBI. Exam fees, dates and rules can change — always confirm on the official portal nism.ac.in before registering. Mock tests and readiness scores are preparation aids and do not guarantee a pass. Last updated: September 2026.
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