Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) is one of the lower-rated funds in its category with a BullWiser Honest Score of 3.5/10 — below the Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage category median of 3.9/10 across 72 funds. Its 3-year CAGR of 8.7% underperforms the Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage category average of 8.7% by -0.0 percentage points. Note: Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) is a Regular plan, which includes distributor commissions in its expense ratio. The Direct plan variant of this fund offers a lower TER and higher net returns for cost-conscious investors.
Fund Details
Fund Name
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund)
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
❌ Poor
1Y Return
-0.8%
3Y CAGR
8.7%
vs Category Average — Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
3Y CAGR
This fund-0.0% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund-0.4 vs category avg
Category: Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage · 72 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund)?
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) has a BullWiser Honest Score of 3.5/10 (POOR QUALITY).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund)?
The Total Expense Ratio (TER) of Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund)?
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) has delivered -0.8% 1-year returns and
8.7% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) a good investment?
BullWiser rates Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) as POOR QUALITY (Honest Score 3.5/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage category.
How does Direct Plan differ from Regular Plan for Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund)?
The Regular plan of Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) includes a distributor commission of 0.5–1.5% per year built into the expense ratio. Switching to the Direct plan of the same fund eliminates this cost — same fund manager, same portfolio, but a lower TER that compounds significantly over time. Use BullWiser's MF Analyser to calculate your exact savings.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.