Shriram Balanced Advantage Fund - is one of the lower-rated funds in its category with a BullWiser Honest Score of 4.2/10 — below the Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage category median of 4.7/10 across 35 funds. Its 3-year CAGR of 8.4% underperforms the Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage category average of 8.7% by -0.3 percentage points. As a Direct plan, Shriram Balanced Advantage Fund - eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
Shriram Balanced Advantage Fund -
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
❌ Poor
1Y Return
-0.8%
3Y CAGR
8.4%
vs Category Average — Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
3Y CAGR
This fund-0.3% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund-0.5 vs category avg
Category: Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage · 35 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Shriram Balanced Advantage Fund -?
Shriram Balanced Advantage Fund - has a BullWiser Honest Score of 4.2/10 (POOR QUALITY).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Shriram Balanced Advantage Fund -?
The Total Expense Ratio (TER) of Shriram Balanced Advantage Fund - Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Shriram Balanced Advantage Fund -?
Shriram Balanced Advantage Fund - has delivered -0.8% 1-year returns and
8.4% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Shriram Balanced Advantage Fund - a good investment?
BullWiser rates Shriram Balanced Advantage Fund - as POOR QUALITY (Honest Score 4.2/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage category.
How does Direct Plan differ from Regular Plan for Shriram Balanced Advantage Fund -?
The Direct plan of Shriram Balanced Advantage Fund - has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.