🟡 Average Other Scheme - Index Funds

SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND

by SBI Mutual Fund · Direct Plan · Growth
6.0 / 10
BullWiser Honest Score
2.2%
1Y Return
0.7%
3Y CAGR
--
Exp. Ratio
SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND is an average performer in its category with a BullWiser Honest Score of 6.0/10 — above the Other Scheme - Index Funds category median of 4.7/10 across 698 funds. Its 3-year CAGR of 0.7% underperforms the Other Scheme - Index Funds category average of 6.2% by -5.5 percentage points. As a Direct plan, SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND eliminates the distributor commission built into Regular plans, maximising the net return to the investor.

Fund Details

Fund Name
SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND
AMC
SBI Mutual Fund
Category
Other Scheme - Index Funds
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟡 Average
1Y Return
2.2%
3Y CAGR
0.7%

vs Category Average — Other Scheme - Index Funds

3Y CAGR
This fund
-5.5% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund
+1.3 vs category avg

Category: Other Scheme - Index Funds · 698 Direct-plan funds compared · 1% are High Quality

Frequently Asked Questions

What is the BullWiser Honest Score of SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND?
SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND has a BullWiser Honest Score of 6.0/10 (AVERAGE). The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND?
The Total Expense Ratio (TER) of SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND Direct Plan is --. Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND?
SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND has delivered 2.2% 1-year returns and 0.7% 3-year CAGR. For a full NAV history and comparison with category peers, use BullWiser's MF Analyser. Past performance is not a guarantee of future returns.
Is SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND a good investment?
BullWiser rates SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND as AVERAGE (Honest Score 6.0/10). Always match a fund to your own risk profile and investment horizon. Use the MF Analyser to compare it with peers in the Other Scheme - Index Funds category.
How does Direct Plan differ from Regular Plan for SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND?
The Direct plan of SBI CRISIL-IBX 10:90 GILT + SDL INDEX DEC 2029 INDEX FUND has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.

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⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor. Honest Scores and verdicts are algorithmic assessments based on publicly available data. They are not buy/sell recommendations. Please consult a financial advisor before investing. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.