Baroda BNP Paribas Retirement Fund is one of the lower-rated funds in its category with a BullWiser Honest Score of 3.9/10 — below the Solution Oriented Scheme - Retirement Fund category median of 4.4/10 across 60 funds. Its 3-year CAGR of 5.3% underperforms the Solution Oriented Scheme - Retirement Fund category average of 11.1% by -5.8 percentage points. As a Direct plan, Baroda BNP Paribas Retirement Fund eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
Baroda BNP Paribas Retirement Fund
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
❌ Poor
1Y Return
4.4%
3Y CAGR
5.3%
vs Category Average — Solution Oriented Scheme - Retirement Fund
3Y CAGR
This fund-5.8% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund-0.5 vs category avg
Category: Solution Oriented Scheme - Retirement Fund · 60 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Baroda BNP Paribas Retirement Fund?
Baroda BNP Paribas Retirement Fund has a BullWiser Honest Score of 3.9/10 (POOR QUALITY).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Baroda BNP Paribas Retirement Fund?
The Total Expense Ratio (TER) of Baroda BNP Paribas Retirement Fund Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Baroda BNP Paribas Retirement Fund?
Baroda BNP Paribas Retirement Fund has delivered 4.4% 1-year returns and
5.3% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Baroda BNP Paribas Retirement Fund a good investment?
BullWiser rates Baroda BNP Paribas Retirement Fund as POOR QUALITY (Honest Score 3.9/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Solution Oriented Scheme - Retirement Fund category.
How does Direct Plan differ from Regular Plan for Baroda BNP Paribas Retirement Fund?
The Direct plan of Baroda BNP Paribas Retirement Fund has a lower expense ratio than the Regular plan because no distributor commission is paid. On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth. BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Solution Oriented Scheme - Retirement Fund Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.