Aditya Birla Sun Life Medium Term Plan is a below-average performer in its category with a BullWiser Honest Score of 4.7/10 — above the Debt Scheme - Medium Duration Fund category median of 4.0/10 across 18 funds. Its 3-year CAGR of 10.1% underperforms the Debt Scheme - Medium Duration Fund category average of 12.6% by -2.5 percentage points. As a Direct plan, Aditya Birla Sun Life Medium Term Plan eliminates the distributor commission built into Regular plans, maximising the net return to the investor.
Fund Details
Fund Name
Aditya Birla Sun Life Medium Term Plan
Plan Type
Direct · Growth
Expense Ratio
--
Verdict
🟠 Below Avg
1Y Return
7.8%
3Y CAGR
10.1%
vs Category Average — Debt Scheme - Medium Duration Fund
3Y CAGR
This fund-2.5% vs category avg
Expense Ratio (lower is better)
TER data not available
Honest Score
This fund+0.7 vs category avg
Category: Debt Scheme - Medium Duration Fund · 18 Direct-plan funds compared · 0% are High Quality
Frequently Asked Questions
What is the BullWiser Honest Score of Aditya Birla Sun Life Medium Term Plan?
Aditya Birla Sun Life Medium Term Plan has a BullWiser Honest Score of 4.7/10 (BELOW AVERAGE).
The score rates the fund across four pillars: returns quality, expense ratio, risk-adjusted performance (Sharpe ratio & max drawdown), and overall fund quality (AUM, age, consistency).
What is the expense ratio of Aditya Birla Sun Life Medium Term Plan?
The Total Expense Ratio (TER) of Aditya Birla Sun Life Medium Term Plan Direct Plan is --.
Choosing the Direct plan saves you the distributor commission baked into Regular plans — typically 0.5–1% per year — which compounds significantly over time.
What are the returns of Aditya Birla Sun Life Medium Term Plan?
Aditya Birla Sun Life Medium Term Plan has delivered 7.8% 1-year returns and
10.1% 3-year CAGR. For a full NAV history and comparison with category peers,
use BullWiser's MF Analyser.
Past performance is not a guarantee of future returns.
Is Aditya Birla Sun Life Medium Term Plan a good investment?
BullWiser rates Aditya Birla Sun Life Medium Term Plan as BELOW AVERAGE (Honest Score 4.7/10).
Always match a fund to your own risk profile and investment horizon.
Use the MF Analyser to compare it with peers in the Debt Scheme - Medium Duration Fund category.
How does Direct Plan differ from Regular Plan for Aditya Birla Sun Life Medium Term Plan?
The Direct plan of Aditya Birla Sun Life Medium Term Plan has a lower expense ratio than the Regular plan because no distributor commission is paid.
On a ₹10 lakh investment over 20 years, even a 0.5% lower TER can save ₹5–10 lakh in compounded wealth.
BullWiser always recommends Direct plans for cost-conscious investors.
See Full Analysis on BullWiser
NAV chart, holdings, Direct vs Regular savings, Sharpe ratio, and personalised comparison — all free.
Open in MF Analyser →Browse Debt Scheme - Medium Duration Fund Funds
⚠️ Disclaimer: BullWiser is an independent analysis platform, not a SEBI-registered investment advisor.
Honest Scores and verdicts are algorithmic assessments based on publicly available data.
They are not buy/sell recommendations. Please consult a financial advisor before investing.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.